Terms of Use and Membership

Last Updated: April 1st , 2024

We are delighted to welcome you to whatsapp-panel.com ("the Site"), a platform designed to facilitate various online activities including surveys, studies, clinical trials recruitment, product testing, video watching, and other online tasks.

By accessing this Site, registering as a member of whatsapp-panel.com, participating in the whatsapp-panel Points membership program ("Points Program"), or engaging in any of the aforementioned activities, you hereby agree to adhere to the Terms of Use and Membership ("Terms") outlined herein. Additionally, by consenting to these Terms, you confirm that you have thoroughly reviewed and comprehended our Privacy Policy, which details how whatsapp-panel collects, utilizes, and safeguards your personal information. A copy of our Privacy Policy is accessible [here](insert link to Privacy Policy).

We encourage you to familiarize yourself with both the Terms and the Privacy Policy to ensure a clear understanding of your rights and obligations while using whatsapp-panel.com.

Should you have any inquiries or require further clarification regarding our Terms or Privacy Policy, please do not hesitate to contact us at biz@surveypacific.com .

Thank you for choosing whatsapp-panel.com. We look forward to your active participation and contribution to our community.

If you do not agree to the Terms and the Privacy Policy, do not use this Site.

 We wish to inform you that whatsapp-panel.com ("the Site") reserves the right, at its sole discretion, to make adjustments, modifications, additions, or deletions to both our Terms of Use and Privacy Policy. It is imperative that you regularly review these documents to stay informed of any changes. The date displayed at the top of the Terms signifies the most recent update.

Your continued usage of this Site subsequent to the publication of such modifications indicates your acceptance and adherence to the revised Terms. We advise you to diligently comply with these Terms to maintain your access to the privileges offered by whatsapp-panel.com.

Subject to your compliance with these Terms, whatsapp-panel grants you a personal, non-exclusive, non-transferable, and limited privilege to access and utilize this Site.

Eligibility

Welcome to Whatsapp-panel.com, where participation and engagement are valued. Membership at Whatsapp-panel.com is offered to individuals, partners, and affiliates who are at least sixteen (16) years old, or as otherwise mandated by your geographic location. Please note that membership in certain panels may have additional age or location restrictions.

For members under the age of eighteen (18), any prizes or cash rewards obtained through Whatsapp-panel Points or other incentive programs will be allocated to their legal guardian. It is essential to maintain transparency and compliance with legal regulations.

To ensure fairness and integrity within our community, each member is permitted to hold only one account. This policy is in place to uphold the quality and reliability of our platform.

Join Whatsapp-panel.com today and embark on a journey of discovery, sharing insights, and earning rewards.

Should you have any questions or need further clarification, please do not hesitate to reach out to us.

Membership Registration and Responsibilities

To establish an account and ensure proper crediting of Points on whatsapp-panel.com, registration is required. You can initiate the process by providing basic details such as your name, email, and contact number. Additionally, a complete and accurate profile, including your full legal name, home address, and a valid email address, is necessary to open a member account. You may join using your WhatsApp number.

By registering, you agree to maintain updated and truthful profile information. Failure to do so may result in termination of membership and forfeiture of Points.

Each member account is linked to a single password, which must not be shared or used by others. You are solely responsible for the security of your login credentials and any activity under your account. Notify whatsapp-panel.com immediately of any unauthorized account usage.

In the event of a forgotten password, account access can be restored via your registered mobile number.

As a member, you consent to receiving survey invitations and other offers via WhatsApp and email. Please note that while participation in surveys and online tasks is voluntary, refusal to participate will not result in penalties. whatsapp-panel.com does not guarantee a specific volume of invitations.

Your privacy and autonomy are respected; participation in surveys or tasks is entirely optional and will not impact your membership status.

Relationship

Moreover, it's imperative to acknowledge that your provision of necessary computer equipment and communication services to access this Site underscores your commitment to engagement and participation. Your membership in the Whatsapp-panel.com panel and your completion of surveys for both Whatsapp-panel.com and its clients do not establish any agency, partnership, or employment relationship. Instead, your role is defined strictly as that of an independent contractor. Furthermore, the compensation you receive, whether in the form of Points or other incentives, for your diligent completion of surveys represents the entirety of your compensation. These terms underscore the clarity and professionalism of our relationship, ensuring a collaborative environment built on mutual understanding and respect. 

Member Code of Conduct

At Whatsapp-panel.com, we strive to cultivate an online community where your voice matters, providing a platform for you to share your thoughts with leading providers of products and services. As you engage with the Whatsapp-panel.com Site and our community, we kindly request that you adhere to the following guidelines:

  1. Respectful Interaction: Please maintain courtesy and respect towards fellow members, acknowledging and valuing diverse opinions. Your conduct should contribute to fostering a safe and comfortable environment conducive to constructive dialogue.
  2. Considerate Behavior: Act in a manner that upholds the well-being of all community members. Refrain from engaging in behavior that may cause discomfort, offense, or harm to others

Do not post any of the following:

Please adhere to the following guidelines and refrain from posting any of the following content on Whatsapp-panel.com:

  1. Personal Information: Avoid sharing any personal or financial information, including but not limited to sensitive data such as bank details or identification numbers.
  2. Advocacy of Illegal Activity or Beliefs: Do not promote illegal activities or express political, religious, or ideological beliefs that may incite controversy or conflict.
  3. Offensive Material: Refrain from posting content that contains personal attacks, obscenities, vulgar language, threats, harassment, or any other form of harmful or abusive language. This includes jokes that may be misconstrued as offensive.
  4. Advertising and Solicitations: Do not use our platform for buying, selling, or soliciting goods, services, or monetary transactions. Avoid posting advertisements, promotional materials, spam, chain letters, or any form of solicitation.
  5. Intellectual Property Infringement: Ensure that any content you upload, including images, does not infringe upon any patent, copyright, trademark, trade secret, or other intellectual property rights of another individual or entity.
  6. False Endorsements: Refrain from making statements that imply or suggest that your actions are endorsed by Whatsapp-panel.com or our clients without prior authorization.
  7. Honest Participation: Participate in surveys and tasks with honesty and integrity, providing truthful and well-considered responses. Any dishonest or rushed responses may result in withholding of points.
  8. Personal and Non-Commercial Use: Limit your use of the site to personal, non-commercial purposes and refrain from violating any local, international, or governmental laws or regulations.
  9. Unauthorized Access: Do not attempt to access any unauthorized services or areas of the site, and refrain from using automated means or interfaces not provided by us.
  10. Malicious Activities: Avoid sending harmful, illegal, or disruptive code such as viruses, spyware, or denial-of-service attacks that may impact the site's infrastructure or ordinary operation.
  11. Confidential Communications: Do not repost statements from the Whatsapp-panel.com help desk or communicate with them in a disrespectful or misleading manner.
  12. Client Communication: Under no circumstances should you contact Whatsapp-panel.com's clients or sponsors of surveys.
  13. Improper Conduct: Refrain from engaging in any activity that Whatsapp-panel.com reasonably deems improper or abusive.

Failure to comply with these guidelines may lead to termination of your membership account and forfeiture of any points accumulated. We appreciate your cooperation in maintaining a respectful and conducive environment for all members of our community. 

Uploading content to the Site

Whenever you utilize a feature enabling content uploads on our Site, it is imperative to adhere to the content standards outlined in our Content Rules (detailed below).

Any content you upload to our Site, referred to as "User Content," is considered non-confidential and non-proprietary. While you maintain ownership rights over your User Content, you grant us and other Site users (including our clients) a non-exclusive license to utilize, store, copy, distribute, and make it accessible to third parties. Additionally, we reserve the right to disclose your identity to any third party asserting that your User Content violates their intellectual property rights or right to privacy.

We shall not be held responsible or liable to any third party for the User Content or its accuracy, whether posted by you or any other Site user. We retain the right to remove any postings on our Website if, in our judgment, they fail to comply with the content standards specified in our Content Rules. Notably, when posting images, please ensure that you either own the images or possess the necessary rights to post them.

It's important to note that the views expressed by other users on our Website do not necessarily reflect our views or values. We encourage respectful and lawful engagement within our community to foster a positive and enriching environment for all users.

Rules on Uploading Your Content (Including images) (“Content Rules’’)

By uploading any User Content to the Site, you are bound to adhere to the following terms of use:

  1. Compliance with Laws: You must not post or upload any User Content or use the Site in a manner that violates any laws, including copyright laws.
  2. Personal Information: Avoid posting or uploading any personal information about other individuals, including photographs or video footage, without their explicit consent for such information to be shared on the Site and used by us and our clients in accordance with these Terms and the Privacy Policy.
  3. Conduct: Refrain from posting or uploading any User Content or using the Site in a manner that is offensive, threatening, defamatory, vulgar, obscene, harassing, false, misleading, or unreliable, as it may bring disrepute to us, the Site, or our clients.
  4. Rights of Others: Ensure that your User Content does not infringe upon the rights of other organizations or individuals, including intellectual property rights and rights of privacy. You affirm that you possess all necessary rights and permissions to publish the User Content you submit to the Site.
  5. Moderation: We reserve the right to moderate and review any User Content submitted for posting or automatically posted/uploaded to the Site. However, we do not assume responsibility for any User Content and reserve the right to remove or edit any User Content at any time.
  6. Responsibility: You are solely responsible for all User Content posted by you on the Site, including any emails sent by you in connection with the Site.
  7. Reporting Violations: If you or other users breach any of these rules, please notify us immediately by contacting us at biz@surveypacific.com.
  8. Editing and Removal: We reserve the right to remove or edit User Content posted to the Site at any time.
  9. Use of User Content: Any User Content you post to the Site may be utilized by us for any purpose in accordance with the Privacy Policy.
  10. Indemnification: To the extent permitted by law, you indemnify us against all losses, damages, legal proceedings, expenses, and liabilities arising from your posting of User Content or use of the Site, or your breach of these Terms.
  11. Enforcement Actions: In the event that a third party notifies us that User Content you uploaded infringes their intellectual property rights, we reserve the right to disclose your identity and contact details to that third party for enforcement actions without prior notice to you.
  12. Acknowledgment: You acknowledge and consent to our release of your details to third parties under applicable data protection legislation exemptions for the purpose of taking enforcement actions, thereby waiving any associated rights against Whatsapp-panel.com.

Your compliance with these Content Rules ensures a safe and respectful environment for all users of the Site.

Confidentiality of Surveys and Other  offers/Tasks

As a member of Whatsapp-panel.com, you may be privy to confidential, commercially sensitive, and proprietary information and materials provided by our clients as part of Surveys and other online tasks. It is important to recognize that such information and materials remain the exclusive property of their respective owners.

This confidential information may encompass a range of topics, including but not limited to new services, product ideas or concepts, packaging designs, advertising strategies, and audiovisual content such as movie or television concepts or trailers, along with associated text, visual images, and sounds. By joining our panel, you agree to uphold the confidentiality of the contents and materials disclosed to you during your participation in Surveys.

You are obligated to keep this information strictly confidential and refrain from disclosing it to any third party or utilizing it for any purpose other than completing the Survey at hand. Any breach of this confidentiality obligation may result in severe consequences, including forfeiture of accumulated Points, termination of your account, and potential liability for monetary damages to Whatsapp-panel.com and/or our clients.

We appreciate your commitment to maintaining the confidentiality of the information entrusted to you and trust that you will adhere to these principles to safeguard the integrity of our platform and the interests of our clients.

Member Content and License

By submitting any content to Whatsapp-panel.com, you grant us a non-exclusive, perpetual, unlimited, worldwide, royalty-free license to utilize such content for any purpose deemed necessary. This license includes, but is not limited to, the rights to edit, copy, transmit, publish, display, modify, distribute, create derivative works from, develop, and transfer the submitted content to third parties.

It's important to understand that you, and not Whatsapp-panel.com, retain sole responsibility and liability for all content you submit, upload, post, or use on the Site. This includes content shared on our message boards and any contributions made to Surveys. You are also responsible for obtaining any necessary approvals and authorizations required for posting such content.

We value your contributions and trust that you will adhere to these terms as you engage with our platform. Your cooperation ensures the integrity and legality of the content shared on Whatsapp-panel.com.

Whatsapp-panel.com Points: Rewarding Your Participation

What are Points?

At Whatsapp-panel.com, we highly value the opinions and time of our esteemed members. As a token of our gratitude for your valuable contributions, we offer incentives known as "Points." These Points are credits that are deposited into your account, which is managed and maintained by Whatsapp-panel.com

Redeemable Rewards:

Points serve as a form of currency within our platform and can be redeemed for various rewards, including cash or other incentives, depending on the options available. The redemption process is subject to specific terms and conditions outlined below.

Earning Points: Your Contribution Matters

At Whatsapp-panel.com, we believe in recognizing the value of your time and insights. Therefore, we offer Points as a token of appreciation for your active participation in activities authorized by Whatsapp-panel.com. These activities encompass a range of engagements, including but not limited to, registering as a panelist, completing demographic profiles, and engaging in qualitative or quantitative marketing research activities conducted by Whatsapp-panel.com. Points are awarded in accordance with the specific incentive offers disclosed for each activity.

Qualifying for Surveys and Tasks:

We strive to deliver quality data and leads to our clients. However, it's important to note that not all surveys may be suitable for every member. If you do not qualify for a particular survey or task, it may close, and you will not receive Points. Reasons for disqualification may include, but are not limited to:

Earning Points:

You can earn Points through the following means:

  1. Survey or Task Completion: Earn Points for each survey or task you qualify for and successfully complete. The number of Points awarded may vary depending on the specific survey or task.
  2. Personal Interest Survey (Profile) Completion: While completing member profiles is essential for matching you with relevant surveys, it does not result in additional Points.

Crediting of Points:

The timing of Point credits depends on the survey or task. While some Points may be credited within a few days, others may be applied after the survey's closure. You can monitor your Points status by logging into your account and checking the "Your Points" tab.

Account Verification:

While we strive for accurate Points crediting, it's your responsibility to verify that Points have been credited correctly to your account. If you believe there's a discrepancy in the Points awarded, please contact Whatsapp-panel.com by email within sixty (60) days of the alleged error. We'll investigate your claim and notify you of our decision within thirty (30) days. Any decision made by us regarding such a claim will be final.

Your participation is invaluable to us, and we appreciate your dedication to Whatsapp-panel.com. Your contributions help us provide valuable insights to our clients, and we look forward to rewarding your continued engagement.

For further inquiries or assistance, please contact us at biz@surveypacific.com.

Redeeming Points

Your accumulated Points are a testament to your active participation and valued contributions to Whatsapp-panel.com. When you're ready to reap the rewards of your engagement, redeeming your Points is a straightforward process.

Understanding Points Conversion:

It's important to note that Points awarded are not time-based but are earned solely through the completion of surveys, tasks, and other participatory activities on our platform. These Points automatically convert to cash values when you initiate a redemption request.

Redemption Options:

Currently, we offer cash payments as the primary redemption option. Here's how it works:

For Panel Members

For Affiliates

As our platform evolves, we may introduce additional redemption options or modify existing ones to enhance user experience and compliance with regulations. It's essential to stay informed about any updates or changes to our redemption policies.

Your dedication to Whatsapp-panel.com is greatly appreciated, and we're committed to ensuring a seamless and rewarding experience for our valued members.

Expiration of Points

At Whatsapp-panel.com, we value your active engagement and contributions to our platform. To maintain fairness and encourage consistent participation, we have established guidelines regarding the expiration of Points earned through your activities on our site.

Validity Period:

When Points are credited to your account, they come with a validity period of one year and four months, equivalent to 16 months, starting from the date they are earned. This timeframe provides you with ample opportunity to utilize your Points effectively.

Automatic Expiry:

If your Points remain unused after the designated 16-month period, they will automatically expire and be deleted from your account. This deduction typically occurs towards the end of the month, with the expiry date falling on the 28th day. For example, if you earned Points on 15 March 2024, they would be removed from your account on 28 July 2025, provided they are still in your account by that date.

Cancellation and Forfeiture:

Additionally, all accumulated Points will immediately expire and be forfeited under the following circumstances:

  1. Account Cancellation: If you choose to cancel your account at Whatsapp-panel.com, all accrued Points will be forfeited without prior notice.
  2. Inactive Account: An account is considered inactive if you have not participated in any surveys or activities on our site within the past 12 months from your initial registration or within the preceding 12 months. In such cases, all Points associated with the inactive account will be forfeited.

Notification Policy:

Please note that Whatsapp-panel.com does not provide individual notifications regarding the cancellation or forfeiture of Points. It is your responsibility to remain informed about the status of your account and the expiration dates of your Points.

Amendment of Rules:

We reserve the right to amend the cancellation and forfeiture rules at our discretion to ensure fairness and compliance with our policies. Any updates or modifications to these rules will be communicated through our platform.

Stay Engaged:

To avoid the expiration or forfeiture of your Points, we encourage you to remain active on Whatsapp-panel.com by participating in surveys and other activities regularly. 

Misconduct, Fraud and Correcting Account Errors

At Whatsapp-panel.com, maintaining integrity and fairness within our community is paramount. To safeguard the interests of all members and uphold the integrity of our Points program, we have established protocols to address misconduct, fraud, and account errors.

Monitoring Member Activity:

We reserve the right to monitor all member activity within Whatsapp-panel.com Points to ensure compliance with our Code of Conduct and prevent fraudulent or abusive behavior. If any member violates our Code of Conduct or engages in suspicious activity, their account may be subject to termination, and any accumulated Points may be forfeited.

Consequences of Fraudulent Activity:

Engaging in fraudulent activity, such as attempting to manipulate the system or providing false information, will not be tolerated. In such cases, Whatsapp-panel.com reserves the right to take appropriate legal action in accordance with local laws. This may include confiscating rewards redeemed as a result of fraudulent behavior and holding individuals liable for any monetary losses incurred by Whatsapp-panel.com.

Account Error Corrections:

We strive to maintain accurate account balances for all members. If you believe that your account contains errors or has been subjected to suspicious activity, please contact Whatsapp-panel.com immediately for assistance. Upon investigation, if it is determined that your account has been compromised or affected by fraud, corrective measures will be taken, including the transfer of earned Points to a new member account.

Reporting Suspicious Activity:

If you encounter any suspicious activity or believe that your account has been compromised, we encourage you to report it promptly to our support team. Your cooperation is vital in helping us maintain a secure and trustworthy environment for all members.

Conclusion:

By adhering to our guidelines and reporting any concerns promptly, we can collectively uphold the integrity of the Whatsapp-panel.com Points program. We appreciate your cooperation in fostering a community built on honesty, transparency, and trust. 

Transferability 

Points earned through the Whatsapp-panel.com Points Program hold no cash value and are strictly non-transferable. You are prohibited from assigning, transferring, or pledging Points to any third party. Furthermore, you do not possess any property rights or legal interests in the Points obtained through the program. These Points are solely intended for your personal use within the Whatsapp-panel.com platform.

Program Duration & Changes to Rules

The Whatsapp-panel.com Points Program operates within specified guidelines, subject to periodic revisions and updates. Any alterations to the program may impact the utilization of accumulated Points. In the event of termination of the Points Program or your membership by Whatsapp-panel.com, excluding instances resulting from your breach of the program's terms, you will be granted a 30-day window from the termination date to redeem all accrued Points.

Modifications to the Points Program, including changes to reward offerings and Point requirements, may occur without prior notice. While Whatsapp-panel.com will make efforts to notify members of such modifications, it is your responsibility to remain informed of any changes. Please note that the availability of rewards is subject to change and may vary over time.

We are committed to maintaining transparency and providing adequate notice of any significant changes to the Points Program. Your understanding and cooperation are appreciated as we strive to enhance the program's effectiveness and relevance.

Whatsapp-panel.com Intellectual Property

This Site is safeguarded by intellectual property laws, and your adherence to these laws is essential. All rights not explicitly granted to you are reserved by Whatsapp-panel.com or its licensors.

The trademarks and registered trademarks, including the "WHATSAPP-PANEL.COM" logos and marks, are the exclusive property of surveypacific Private Limited. Additionally, all other trademarks, service marks, logos, and trade names utilized on this Site belong to Whatsapp-panel.com or their respective owners, or are used by Whatsapp-panel.com with the owner’s consent. We emphasize that all rights pertaining to these intellectual properties are fully reserved.

For the purposes of this declaration, "Content" encompasses all components such as text, design, graphics, images, sound files, animation, video, interfaces, software, code, and their arrangement on this Site. All Content featured on this Site is subject to intellectual property rights, contractual obligations, or other protective measures. These intellectual property rights are either owned by us or our licensors.

Without our explicit consent, no Content may be copied, distributed, republished, uploaded, posted, or transmitted in any manner. Any modification or unauthorized use of the Content for purposes other than those specified in these Terms may constitute a violation of intellectual property rights. Users are not granted any rights to use the Content, and all title and rights remain with us.

This Site is the intellectual property of WHATSAPP-PANEL.COM, and all rights associated with it are reserved. Any unauthorized use or reproduction of the Site's Content is strictly prohibited and may result in legal action.

© WHATSAPP-PANEL.COM. All rights reserved.

By utilizing the Whatsapp-panel.com Points Program, you acknowledge and agree that Whatsapp-panel.com is not a bank or any form of financial institution. The "Points" credited to your account are not actual cash deposits, do not accrue interest, and are solely account entries that entitle you to the corresponding amount of Points if redeemed in accordance with these terms of use. You further agree that redemption of the Points in your account must adhere to the procedures outlined in these terms, which may be subject to periodic amendments. Whatsapp-panel.com bears no responsibility for the actions of any third party, including issuers of gift cards, vouchers, or other rewards redeemable for Points.

You expressly agree that your use of this Site and the Whatsapp-panel.com Points Program is at your sole risk. This Site, along with all information and services offered, is provided "AS IS" and "AS AVAILABLE" by Whatsapp-panel.com, its corporate parents or affiliates, successors or assigns, suppliers, or agents. Whatsapp-panel.com shall not be liable for typographical errors regardless of the source. Additionally, Whatsapp-panel.com does not warrant or represent that the information accessible on this Site is accurate, complete, or current. By using this Site, you release Whatsapp-panel.com, its affiliates, and third-party providers from all liability concerning the redemption and use of any rewards, including instances where rewards may be lost, stolen, or destroyed post-receipt.

WHATSAPP-PANEL.COM DISCLAIMS ALL WARRANTIES, CONDITIONS, AND DUTIES, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES, DUTIES, OR CONDITIONS: (a) OF MERCHANTABILITY OR SATISFACTORY QUALITY, OF FITNESS FOR A PARTICULAR PURPOSE OR USE, OF RESULTS, AND OF ACCURACY OR COMPLETENESS OR WITH RESPECT TO THE PRIVACY OR SECURITY OF INFORMATION YOU SHARE ON THE SITE WITH OTHER MEMBERS; AND (b) CREATED BY TRADE USAGE, COURSE OF DEALING, OR COURSE OF PERFORMANCE. YOU ACKNOWLEDGE AND AGREE THAT IF YOU SHARE YOUR PERSONAL DATA, INCLUDING IMAGES AND YOUR USER PROFILE INFORMATION WITH OTHER USERS OF THE SITE AND/OR PUBLICLY, WE EXCLUDE ALL LIABILITY AS TO THE SECURITY OR CONFIDENTIALITY OF SUCH INFORMATION.

WHATSAPP-PANEL.COM FURTHER DISCLAIMS ALL DUTIES TO YOU, IF ANY SUCH DUTIES EXIST, INCLUDING BUT NOT LIMITED TO REASONABLE CARE, WORKMANLIKE EFFORT, FREEDOM FROM COMPUTER VIRUS, AND LACK OF NEGLIGENCE. WHATSAPP-PANEL.COM FURTHER MAKES NO WARRANTY IN RESPECT OF YOUR ENJOYMENT OF ANY ASPECT OF THE SITE.

In essence, by using this Site and its associated Points Program, you acknowledge and accept that Whatsapp-panel.com provides no guarantees or warranties concerning the accuracy, completeness, or reliability of the information provided or the outcomes of using the service.

Limitation of Liability

To the fullest extent permitted by law, you agree that neither Whatsapp-panel.com nor any of our affiliates or agents will be liable to you or any other person for any special, incidental, punitive, consequential, or similar general damages, or for damages for lost profits, loss or impairment of privacy, security of data, failure to meet any duty (including but not limited to any duty of good faith, workmanlike effort, or lack of negligence), or for any other similar damages whatsoever that arise out of or are related to any breach or other aspect of the entire agreement or this Site, even if Whatsapp-panel.com has been advised of the possibility of such damages and even in the event of fault, tort (including negligence), strict or product liability, or misrepresentation.

In no event shall the liability of Whatsapp-panel.com, its corporate parents or affiliates, successors or assigns, suppliers, or agents exceed the actual retail value of an applicable reward at issue, or if a dispute relates generally to your use of the Points Program, to the fair market retail value of the rewards which your unused, unexpired, non-canceled Points are convertible into.

Indemnification

To the fullest extent allowed by law, you agree to indemnify and hold Whatsapp-panel.com, its parent and affiliated companies, together with their officers, directors, owners, employees, and agents harmless from any and all claims, losses, damages, suits, fines, levies, and costs (including reasonable attorney's fees and expert witness costs, including costs associated with in-house counsel), arising from or related to your use of this Site and any content you place on this Site, including claims made by third parties. You agree that Whatsapp-panel.com has the unlimited right to defend any claim and to settle any claim without your prior permission. You agree to provide Whatsapp-panel.com with all reasonable assistance in the defense of any claim.

Cancelling Your Account:

You may cancel your account at any time by contacting Whatsapp-panel.com or by following the instructions provided on the Site. Upon cancellation, your account will be closed, and any accumulated Points, regardless of their source or age, will be forfeited.

Tax Liability:

You acknowledge that you may be required under local laws to pay taxes on prizes you receive. Whatsapp-panel.com may supply information to taxing agencies or withhold taxes at their discretion. Failure to provide necessary information may result in the forfeiture of Points or prizes.

Links:

Whatsapp-panel.com may provide links to third-party websites for convenience. Whatsapp-panel.com is not responsible for the content or accuracy of these sites and disclaims all liability for third-party materials or websites.

Notices:

Notices to you may be given by posting on the Site or by email/SMS/Whatsapp. Notices to Whatsapp-panel.com should be sent to the address provided on the Site.

Entire Agreement; Miscellaneous:

These Terms constitute the entire agreement between us and neither party has relied on any representations made by the other not expressly set forth in the Terms. If any provision of the Terms is found to be invalid or unenforceable, it shall be modified to the minimum extent necessary to make it valid, legal, and enforceable, or deleted. Our failure to act with respect to a breach does not waive our right to act with respect to subsequent breaches.

Notice of Copyright Infringement:

Please refer to our Group General Counsel for copyright infringement claims and notices.

Complaints and Feedback on Surveys:

Complaints or issues with survey content should be directed to Whatsapp-panel.com and not to any clients or sponsors of the surveys.

Release of Liability:

Whatsapp-panel.com and affiliated partners are not liable for lost, late, or misdirected entries or for any damage or loss resulting from technical errors, printing errors, or injury or damage to property. Acceptance of prizes constitutes consent to the use of winner's name, likeness, and biographical data for advertising and promotional purposes.

Conduct:

Whatsapp-panel.com reserves the right to terminate member accounts for tampering, violating terms of service, or acting in an unsportsmanlike or disruptive manner.

Termination of Your Account:

If your membership or access to the Site is terminated or suspended, you must not access the Website without prior written consent.

This Site is hosted by: Survey Pacific Private Limited (Whatsapp-panel.com) 512 - Majestic Plaza, Panchvati Circle, Opp. BRTS Bus stand Law Garden, Ellisbridge, Ahmedabad, Gujarat, India-380006.